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Draft:Liberte Pay LTD

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  • Comment: In accordance with the Wikimedia Foundation's Terms of Use, I disclose that I have been paid by my employer for my contributions to this article. Akromondr (talk) 07:17, 16 June 2025 (UTC)

Liberte Pay LTD[1] is a Ghanaian financial technology company headquartered in Accra, Ghana. Also know as LibertePay, the company offers digital payment solutions, including payment gateway services, peer-to-peer transfers, bill payments, and remittance services. In 2025, Liberte Pay received a license[2] from the Bank of Ghana[3] to operate as an Enhanced Payment Service Provider (ePSP).

History

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LibertePay came into existence to revolutionize Ghana's digital payment system through its protected and user-friendly financial technology offerings. The business works to make financial processes easier while expanding economic accessibility and supporting an economy without physical currency use.

In 2025 LibertePay received its operational license[4] from the Bank of Ghana to function as an Enhanced Payment Service Provider according to the Payment Systems and Services Act 2019 (Act 987)[5]. The license permits the company to deliver various payment services which include merchant acquisition and aggregation services alongside payment gateway solutions and peer-to-peer transfers and bill payment and remittance services.

Services

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  • Payment Gateway Services

The payment gateway solutions of LibertePay enable businesses to process electronic payments which use bank accounts mobile money and QR codes. The company's platform connects with major Ghanaian banks together with mobile network operators to process these transactions.

  • Peer-to-Peer Transfers

The company provides peer-to-peer (P2P) transfer services through which users can transfer money effortlessly between multiple platforms. LibertéPay Bill Payments Users can conveniently pay bills through LibertePay's platform which brings together multiple billers in one centralized payment solution.

  • Remittance Services

The company processes inward remittance services which let people receive foreign funds through efficient and secure methods.

Certifications and Compliance

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LibertePay has earned ISO/IEC 27001:2022[6] certification which shows its dedication to information security management. The company maintains registration with the Data Protection Commission of Ghana[7] to align with all data protection rules.

Partnerships

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LibertePay works together with different organizations which include Persol Systems[8] and Assured Partners as well as Brasicca Pay and MTN and eTranzact[9] and Nsano and Paygilant[10] and Prymo[11] and Telecel to improve its services while growing its market presence.

References

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  1. ^ "Home - LibertéPay". libertepay.com. Retrieved 2025-06-16.
  2. ^ "List of Licensed PSPs". Retrieved 2025-06-16.
  3. ^ "Bank of Ghana – Central Bank". 2025-06-13. Retrieved 2025-06-16.
  4. ^ "List of Licensed PSPs". Retrieved 2025-06-16.
  5. ^ "PAYMENT SYSTEMS AND SERVICES ACT, 2019" (PDF). validate.perfdrive.com. Retrieved 2025-06-16.
  6. ^ "ISO/IEC 27001:2022". ISO. Archived from the original on 2025-06-11. Retrieved 2025-06-16.
  7. ^ "Home". Data Protection Commission. Retrieved 2025-06-16.
  8. ^ "Persol Systems Limited". Retrieved 2025-06-16.
  9. ^ "eTranzact". eTranzact. Retrieved 2025-06-16.
  10. ^ "Paygilant | Frictionless Fraud Prevention for Fintech, Digital Banking & Payments". Retrieved 2025-06-16.
  11. ^ "Home - Prymo". one4all.com.gh. Retrieved 2025-06-16.