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Draft:Kodo (Company)

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Kodo
Company typePrivate
IndustryFinancial technology, B2B SaaS
Founded2019
Area served
Global
Key people
Deepti Sanghi, Gaurav Thapa
ProductsCorporate cards; Accounts payable automation; Procurement management; Vendor payments
ServicesSpend-management platform; Analytics & compliance; ERP integrations
Websitewww.kodo.com

Kodo is an Indian financial‑technology company founded in 2019 and headquartered in Mumbai. It specializes in B2B spend‑management software that integrates corporate credit cards, accounts‑payable automation, procurement workflows, vendor payments, real‑time analytics, and compliance tools. Many of its offerings are detailed on its official website.

History

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Established in 2019 in Mumbai by finance and technology professionals, Kodo aimed to digitize and simplify corporate spend operations. Initially focusing on virtual and physical corporate cards, it quickly expanded its suite to include cloud‑native accounts‑payable automation.

By 2021, the company introduced a procurement‑to‑pay module, enabling users to manage purchase requests, vendor onboarding with PAN, GST and MSME verification, and end‑to‑end invoice and payment workflows—all accessible through its platform platform https://www.kodo.com.

Products and Services

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Kodo offers a modular spend‑management platform, allowing clients to adopt components separately or as an integrated system:

  • Corporate Cards – Physical and virtual cards with real‑time transaction tracking, budgeting controls, and streamlined reconciliation.
  • Accounts Payable Automation – A full invoice lifecycle: requisitions, purchase orders, goods‑receipt validation, OCR‑enabled invoice capture, approvals, and payment processing.
  • Procurement Management – Centralized cataloging, multi‑level approvals, vendor sourcing, contract/rate negotiation, and compliance policy enforcement.
  • Vendor Payments – Multi-channel disbursements (UPI, NEFT/RTGS, bulk payouts), with auto-calculated GST and TDS, integrated audit reporting.
  • Analytics & Compliance – Dashboard insights, spend categorization, policy‑alert notifications, PAN/GST/MSME/TDS validation and audit logs.

Detailed product descriptions and the full feature list can be explored on the company's website: https://www.kodo.com.

Technology

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Built on a cloud-native, microservices architecture, Kodo provides REST APIs for ERP and accounting tool integrations (e.g., SAP, Oracle, Tally, QuickBooks). Advanced modules include OCR-based invoice scanning and AI‑powered anomaly detection.

Clients and Partnerships

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As of mid‑2025, Kodo serves more than 100 enterprises across sectors such as e‑commerce, manufacturing, ed‑tech, and healthcare. Its clientele includes brands like Cars24, Groww, Zepto, and CoinSwitch Kuber. Partnerships include co-branded corporate card issuances with Indian banks and alliances with payment networks.

Awards and Recognition

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  • 2025 – Winner, "Best Customer-Centric Finance Solution" at the CFO Summit Mumbai

See also

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  • Corporate credit card
  • Spend‑management software
  • Procure‑to‑pay

References

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Official website[1]