Draft:Incomp

Submission declined on 21 May 2025 by Frost (talk).

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Declined by Frost 20 days ago. Last edited by Frost 20 days ago. Reviewer: Inform author.

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Submission declined on 21 May 2025 by Chaotic Enby (talk).

This submission appears to read more like an advertisement than an entry in an encyclopedia. Encyclopedia articles need to be written from a neutral point of view, and should refer to a range of independent, reliable, published sources, not just to materials produced by the creator of the subject being discussed. This is important so that the article can meet Wikipedia's verifiability policy and the notability of the subject can be established. If you still feel that this subject is worthy of inclusion in Wikipedia, please rewrite your submission to comply with these policies.

Your draft shows signs of having been generated by a large language model, such as ChatGPT. Their outputs usually have multiple issues that prevent them from meeting our guidelines on writing articles. These include:

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Declined by Chaotic Enby 21 days ago.

Comment: Several links are 404 errors, please verify all sources you add. Chaotic Enby (talk · contribs) 13:56, 21 May 2025 (UTC)

Incomp

Incomp is a financial technology company based in the United States that provides digital tools for estimating the costs associated with homeownership. Its products are intended for individuals considering purchasing a home or refinancing an existing mortgage.

History

Incomp was founded in 2025.

Features

Incomp offers a set of web-based tools designed to help users understand the financial implications of buying or refinancing a home. Its calculators allow users to:

- Estimate monthly mortgage payments, including principal and interest - Account for local property tax rates and potential reassessments - Include projected homeowners insurance costs, with adjustments based on geographic risk factors such as flood and wildfire zones - Model ongoing maintenance expenses based on the age, location, and type of property - Estimate potential tax deductions related to mortgage interest and property taxes - Compare the financial tradeoffs between renting and buying - Analyze refinancing scenarios, including monthly savings and breakeven periods

The platform does not require user registration and does not sell user data to third parties.

Positioning

Incomp has positioned itself as an alternative to lead-generation mortgage calculators, which often focus on matching users with lenders rather than providing detailed financial analysis. The company has stated that its tools are designed to improve transparency and support informed decision-making, particularly for first-time homebuyers.

References

[1] "How Incomp Works." Incomp.app. [1](https://incomp.app/how-to-shop-mortgage-rates) (Accessed May 2025).